Claims MaximizerDemand letters for the four fights most people give up on
Insurers, landlords, hospitals, and county assessors fold a lot faster when the letter on their desk is specific: your numbers, your deadline, the law where it applies, and what happens next if they ignore it. These four tools generate that letter for you.
Diminished value, a total-loss offer that's too low, rental caps, uninsured motorist, medpay, lost wages. Seven claim types, all 50 states.
- Flat fees $9–$49
- No subscription, no percentage
- Keep 100% of what you recover
- 60-day money-back guarantee
The four tools
Each one generates a demand letter for a specific kind of dispute, plus the evidence list and escalation steps that go with it.
Auto Insurance Claim
Diminished value after a repair, a total-loss offer that's too low, a rental cap that ran out, uninsured motorist, medpay, lost wages, personal property. Seven claim types, all 50 states.
Security Deposit Recovery
Landlord kept your deposit, or sent back a fraction of it with a list of "deductions"? Generates the demand letter for your state, citing the exact statute and the penalty they owe. Most states allow 2x or 3x damages when they hold it wrongfully.
Medical Bill Dispute
Hospital bill that looks wrong, or already heading to collections? The letter cites NSA, 501(r), HIPAA, and charity care rules where they apply. Covers surprise billing, itemization requests, and the negotiation script for what comes next.
WA Property Tax Appeal
For Washington homeowners whose assessment jumped this year. Generates the RCW-cited petition and walks you through your county's filing process, with the deadline that actually applies to you. Works in all 39 WA counties.
60-day money-back guarantee, on every tool
If the kit doesn't help you, reply to your Stripe receipt within 60 days and we'll refund you. No forms, no hoops, no "contact support" maze. You're risking $9 to $49 against a dispute worth a lot more.
Not sure if your medical bill is even worth disputing?
Run it through the free Fairness Score first. You'll get a 1 to 100 rating, the line items that look off, and a quick read on whether a demand letter is worth drafting. No payment, no email.
Check my bill →A letter that cites the law, not a complaint that gets filed away
Every purchase comes with a personalized demand letter, the evidence list to attach, a deadline calendar, and the next step if the first letter gets ignored. Here's what the letter looks like.
Seattle, WA 98101
April 22, 2026
Attn: M. Reeves, Claims Department
[Adjuster Address]
Pursuant to Washington's first-party claim-settlement standards at WAC 284-30-330, and the insurer's statutory duty of good faith under RCW 48.01.030, I'm submitting a formal demand for diminished-value damages arising from the collision of March 14, 2026, covered under the claim above.
The specific remedy demanded, the statutory deadline, and the enforcement escalation are set out below…
What to attach for a diminished-value claim
- ✓Police or accident report
- ✓Photos of the damage and the repair
- ✓17c-formula appraisal (Exhibit A)
- ✓Repair invoice, line by line
- ✓Title and registration copy
- ✓Comparable pre-loss listings
If the first letter doesn't land
- Day 30Counter-offer dispute letter
- Day 45DOI complaint to the WA OIC
- Day 60Small-claims notice of intent
- Day 75IFCA 20-day pre-suit demand (RCW 48.30.015)
Names, addresses, and claim numbers are illustrative. Your letter pulls in your actual case details and the statutes that govern your state.
Why these four disputes look different but really aren't
Most consumer disputes fail for the same handful of reasons. The leverage is procedural, and it follows the same four steps every time.
Cite the exact statute
Your letter names the specific law, rule, or regulation the other side is violating, not a generic complaint about being treated unfairly. That's what moves a file from "we'll get to it" to "settle it."
Attach the right evidence
You get a document-by-document list of what needs to be in the envelope. No guessing about whether you forgot something that lets them stall the claim.
Hit the deadline
Every dispute has a clock: statute of limitations, appeal window, filing deadline. The kit surfaces the one that actually applies to your situation, not a generic 30-day rule.
Have the next step ready
If the first letter gets ignored, you already have the follow-up: the regulator, the small-claims template, the department of insurance, the county board. Whichever applies.
What buyers say
Notes from people who bought a kit and sent the letter themselves.
“I would have been so stuck without this, I saved thousands and got what I was truly owed, thank you!”
Auto claim · Murray, KY
“It was approved, thank you for helping me”
WA Property Tax Kit · Lakewood, WA
“Thank you, this was a life saver”
Medical Bill Guide · Greer, SC
“I was getting nowhere with the insurance company, thank you for all the help and I got more money than I was expecting”
Auto claim · New Iberia, LA
“Such an amazing tool, thank you!”
WA Property Tax Kit · Seattle, WA
“I saved Thousands”
Auto claim · Sunrise, FL
Quotes are from verified purchasers, published with permission and shown verbatim. Individual results depend on your facts, your state, and the other side.
Hand us the bill and we handle the whole thing: letters, calls, charity-care applications, escalation. $299 flat, and you keep 100% of what we save.
Common questions
Still stuck? hello@claimsmaximizer.com
Is this legal advice?+
No. Claims Maximizer generates document templates and educational guidance based on the law. It's not a law firm and doesn't replace a licensed attorney. For complex cases (large damages, contested liability, anything heading toward litigation) you should consult one. Most disputes in the four categories we cover get resolved without a lawyer in the room.
Why flat fees instead of a percentage?+
Because you did the work. Public adjusters and medical-bill advocates take 15 to 40 percent of what you recover. A well-drafted demand letter is a template plus the research that goes into it, not an ongoing service. So we charge for that once. You keep the rest.
Which tool should I use?+
Whichever one matches the dispute you're in. Car accident or auto-insurance lowball: Auto Insurance Claim. Landlord holding your deposit: Security Deposit Recovery. Hospital bill that looks wrong: Medical Bill Dispute. WA property assessment that jumped this year: Property Tax Appeal.
Is there a subscription?+
No. Each tool is a one-time purchase. You get permanent access to your claim package, plus any template updates that ship after you buy. No auto-renewal, no surprise charges.
What do I actually get?+
A demand letter personalized with your facts, an evidence checklist, your deadline, and the escalation path for if the first letter doesn't land. The deposit, medical bill, and property tax letters cite the statute that applies in your state. After checkout you get an access code by email within minutes. Enter it in the tool to unlock your documents, then download the PDF or copy the text. Nothing is attached to the email.
Do you offer a refund?+
Yes. Every tool is backed by a 60-day money-back guarantee. Email hello@claimsmaximizer.com (or reply to your purchase email) within 60 days of purchase and we'll refund you. No forms and no support maze.
Who's behind Claims Maximizer?+
An independent consumer-advocacy project, built for people who leave money on the table because the legal language feels out of reach. We are not a law firm and take no percentage. Every template was researched against primary sources (state statutes, federal regulations, case law) and tested against real disputes before it shipped. Questions: hello@claimsmaximizer.com.
You're risking $9 to $49 against a dispute worth a lot more
60-day money-back guarantee on every tool. No subscription, no commission, no contact-support maze.
Pick your tool